Here is a list of the 23 judicial foreclosure states that are impacted.  Delaware is not on this list even though it is a judicial foreclosure.  North Carolina is on this list but typically uses a non-judicial foreclosure process which does not involve court action but requires notice commonly call a sale under the power of sale. 

Most states that are impacted by the “suspensions” are all judicial foreclosures and that means that the lender is required to appear in court with a sworn affidavit in order to obtain a summary judgement allowing the foreclosure.  The states involved are:

1. Connecticut
2. Florida
3. Hawaii
4. Illinois
5. Indiana
6. Iowa
7. Kansas
8. Kentucky
9. Louisiana
10. Minnesota
11. Nebraska
12. New Jersey
13. New Mexico
14. New York
15. North Carolina
16. North Dakota
17. Ohio
18. Oklahoma
19. Pennsylvania
20. South Carolina
21. South Dakota
22. Vermont
23. Wisconsin